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Following Governor DeSantis' Emergency Orders 22-218 and 22-219, and pursuant to sections 252.63(1) and 627.4133(2)(d)1., Florida Statutes, the Florida Office of Insurance Regulation has issued an Emergency Order for Hurricane Ian regarding the extension of grace periods, limitations on cancellations and nonrenewals, deemers and limitations on "use and file" filings, along with other miscellaneous provisions.

From September 28 – November 28, no insurer or other regulated entity may cancel, non-renew or issue a notice of cancellation or nonrenewal of a policy or contract except at the written request of the policyholder.  For policies that would have been cancelled during this period, the insurer will extend coverage through November 28 or any later date identified by the insurer and the premium for the extended term will be pro rated for that specific term.

This Emergency Order is issued to protect the public health, safety and welfare of all Florida policyholders.

A copy of the order is available here. Answers to frequently asked questions regarding the Emergency Order is available here.