Call (239) 596-6226 to get your American Integrity home or condo insurance quote today!

ABOUT US

Creating property insurance solutions for Floridians. By Floridians. That’s our sole mission at American Integrity Insurance, and we strive to do it better than all others.

HOW WE WERE FORMED

Our President & CEO, Robert “Bob” Ritchie, created American Integrity Insurance in 2006 in response to the overwhelming shortage of sound home insurance choices in Florida. After the unprecedented hurricane season of 2004, many insurance companies went out of business, leaving their policyholders scrambling to find new coverage.

At the same time, many national carriers reduced their footprint in Florida, finding the risk in our state to be too great. Other companies just stopped writing new business, waiting for the dust to settle in the aftermath of the hurricanes. To most people, this wouldn’t appear to have been the ideal time to create an insurance company, but Bob saw things differently.

"The name American Integrity Insurance was chosen because the business was founded during a time when the industry was overwhelmed with integrity issues." - Robert "Bob" Ritchie

OUR COMMITMENT TO IMPROVING THE INSURANCE MARKET

American Integrity Insurance is committed to providing Florida homeowners with sound, comprehensive insurance coverage and an extraordinary customer experience. We strive to be a valued partner to our policyholders, agents, and community. 

We offer traditional and high value homeowners insurance, condo insurance, and the special coverage required for vacant homes, manufactured homes, and policies designed for those who need less coverage or are renting out their home. We also offer extra protection, including flood insurance as well as identity theft and equipment breakdown coverage, to help address a broad range of needs facing Florida homeowners today.

OUR FINANCIAL STABILITY

Financial stability may not be your first concern when searching for homeowners insurance, but it should be. With hurricanes and other natural disasters that impact Florida, it is important to know that your insurance company has the financial backing to be there for you when you need them the most. While many of the “name-brand” insurance companies have long since left Florida, some citing declining resources to cover claims and other expenses, you might wonder - if they can’t make it, who can? 

With our robust reinsurance program consistently earning us an “A” (Exceptional) Financial Stability Rating® from Demotech, Inc., you can be certain of American Integrity Insurance’s long term stability and commitment to our policyholders.

We carefully manage our geographic areas of growth to protect our current policyholders because, like you, we are also Florida homeowners.

We value stability over growth and will be there when you need us.