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United Property & Casualty Insurance Company Profile

Call (239) 596-6226 to get your United Property & Casualty home or condo insurance quote today!

Who is UPC Insurance?

  • An established homeowners insurance company founded in 1999 with a track record of successful operations in catastrophe exposed areas
  • A company that has not only survived but thrived through 17 separate hurricanes and tropical storms
  • A company building a diversified book of business in coastal areas from Texas to Maine that is currently writing in 12 states and licensed in 18 states
  • A company committed to financial stability and solvency
  • UPC Insurance is Fortune® magazine’s 38th fastest-growing company in the world

UPC writes and services residential property and casualty insurance policies through a network of independent agents. We currently write policies in Florida, Connecticut, Georgia, Hawaii, Louisiana, Massachusetts, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Texas. We are also licensed in Alabama, Delaware, Maryland, Mississippi, New Hampshire and Virginia. UPC plans to expand into additional states throughout the country (view map). We offer products in homeowners, dwelling fire and for flood coverage UPC is a Write Your Own Flood Carrier. We have also added a commercial residential product in Florida. Our commercial presence was further expanded by a merger with Florida’s largest commercial property writer – American Coastal Insurance Company.

In everything we do, UPC strives to Keep the Promise® to policyholders while being here today and here tomorrow for all our stakeholders. UPC Insurance is committed to financial stability and long-term solvency. We use a combination of our own capital and reinsurance capital to provide assurance that policyholder claims can be paid in a timely manner after a natural catastrophe. For UPC, this is not a theoretical exercise. During our history, we have paid more than $1.5 billion in total claims from 17 separate hurricanes and tropical storms, and thousands of routine events. The combination of a strong capital base, responsive claims operations, and a consistently strong group of reinsurance partners has enabled UPC to meet these obligations in a timely manner over and over again. It is the core competency and principle of UPC Insurance.


UPC Family of Companies

UPC Insurance family of companies includes: American Coastal Insurance Company – Florida’s largest commercial property writer, Interboro Insurance Company – serving New York market  with homeowners products since 1914, and Family Security Insurance Company – a personal lines insurance company with operations in Hawaii and Louisiana.


Financial Stability Rating® of A, Exceptional, From Demotech

UPC Insurance has earned a Financial Stability Rating of A, Exceptional, from Demotech. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty (P&C) insurers. Demotech’s FSRs are recognized by Fannie Mae, Freddie Mac and HUD.  

Our Contact Information 

Olson & DiNunzio Insurance Agency, Inc.
2536 Northbrooke Plaza Dr.
Naples, FL 34119

Telephone: (239) 596-6226
Fax: (239) 596-1620
Email Us

Let us be the one Naples independent insurance agency you turn to for:

These are some of the companies we proudly represent:

  • Allied/Nationwide Insurance
  • Progressive Insurance
  • Travelers Insurance
  • Hartford/AARP Auto
  • Safeco
  • Tower Hill
  • Federated National
  • Bankers Insurance Group
  • Universal Property & Casualty
  • Heritage
  • Citizens
  • St. Johns
  • Homeowners Choice
  • Olympus
  • United Property & Casualty
  • American Integrity

Personal Service at Internet Prices!
Olson & DiNunzio Insurance Agency, Inc. is a BBB Accredited Insurance Company in Naples, FL

© Olson & DiNunzio Insurance Agency, Inc., 2008
2536 Northbrooke Plaza Drive; Naples, FL 34119
Doing Business in the State of Florida

P: 239-596-6226; F: 239-596-1620; E: 

Featuring the cities of Naples, Bonita Springs, Marco Island and Estero Florida. Providing them the highest quality insurance and unbeatable rates.

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